An easy way to remember the difference

When being nice in the short term isn't so nice in the long term

... is to never spend it.

Decentralized perpetual applications are cool. The idea of a decentralized perpetual payments network is even cooler. And with each new project, Web3 improves upon whatever the prior iteration was lacking. Faster, cheaper, more interoperable, cooler. The problem is, cool doesn't translate to useful.